| Bank of America - More Moving Experience |
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| Bank of America’s Relocation and Corporate Services Division is strongly committed to serving relocation decision-makers like you. |
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| From the first-time home buyer to the move-up buyer and beyond, Bank of America
offers the most comprehensive line of loan programs to get more buyers approved
faster and easier. Here’s how it works: |
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Dedicated Account Managers.
One face. One voice. Our Account Managers are seasoned professionals who
provide personal service to relocation decision-makers. They are your single
point of contact and available to help the process run smoother and help you in
any way possible.
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Centralized Team of Relocation Home Loan Experts.
Knowledgeable. Friendly. Service-oriented. Bank of America has a dedicated team of
experts to work exclusively with relocating employees. From our centralized
relocation processing and origination division in Dallas, Texas, our relocation
experts handle the entire home loan process from application through closing.
Team members are available via phone or email, and even better, they are
trained in your company's relocation policies and procedures, which helps make the process
run smoother and more efficiently.
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| Customized Pricing And Billing |
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| No matter what your company’s relocation policy, Bank of America can offer special relocation pricing and billing options to suit your particular needs. |
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| Here are a few of the options we offer: |
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Direct Billing.
Approved reimbursable closing costs are advanced by Bank of America at closing and
are billed directly to the employer, reducing the cash needed for closing by
the employee.
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| Interest Rate and Payment Subsidy Buy-Downs.
Ease your employees’ transition into their new home with our full range of
subsidy buy-down options. Bank of America offers a full range of options available
to employers who want to buy-down either the interest rate or payments to
temporarily reduce monthly mortgage payments for relocating employees. |
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Bank of America offers a full range of pricing and billing solutions. Ask us how we can customize a program for your company.
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| Special Relocation Pricing.
Bank of America offers special reduced loan pricing programs for relocating
employees of approved companies. |
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| Need to relocate multiple employees to other locations? No problem. Bank of America can help. |
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| We offer many services to make group moves more efficient, including: |
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On-site Counseling.
Knowledgeable home loan experts visit your company, provide easy-to-understand
information, answer questions, and offer insight into transferees’ home loan
needs.
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Qualification Seminars.
Bank of America loan experts conduct seminars with groups of your relocating
employees who want to learn more about the home loan process and qualifying for
a loan.
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On-site Pre-Approvals.
For your employees’ convenience, we can meet face-to-face at their own location
and, they can receive reliable UpFront Approvals*, often in a matter of
minutes.
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Reliable UpFront Approval. You can shop for a home more efficiently and save time with a reliable UpFront Approval* from Bank of America. On the Internet or over the phone, Bank of America can often provide an up-front approval within minutes so you know exactly how much you can afford.
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Bank of America has the comprehensive product line to meet all of your employees’ needs.
–Fixed Rate Loans
–Adjustable Rate Loans
–Conventional Loans
–Jumbo Loans
–Government Loans
–15, 20, 30 year terms
–LIBOR Programs
–Home Equity Lines of Credit
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| Bank of America Customer Service |
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| Customer service goes beyond loan processing and approval |
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| Some of the many advantages our customers receive include: |
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24-hour Account Access. Just log in to www.bankofamerica.com/cwcustomers, choose your user name and password, and begin reviewing your account details such as loan balance, interest and principal paid, escrow balance and more.
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Customer Service Representatives. Bank of America Customer Service Representatives are available over the phone from 8 a.m. to 7 p.m. Central Standard Time by calling 800.669.6607.
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Convenient Electronic Payment Options. Our customers can forget those checkbooks and stamps. Bank of America offers a wide variety of Internet and other electronic payment choices.
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Escrow Services. Bank of America efficiently and conveniently handles property tax and insurance payments on behalf of customers who choose our escrow services.
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Bank of America. Let us be your relocation guide.
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*UpFront Approval is subject to satisfactory appraisal and title review and no change in financial condition. If the rate is not locked or rate protection expires, any rate increase may lower the loan amount for which the borrower has pre-qualified. Some products may not be available in all states.
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2 The relative benefits of a debt consolidation loan will depend on individual circumstances and borrower’s actual debt payments. Interest payment savings are realized when borrower makes monthly payments towards the new, lower interest rate loan in an amount equal to or greater than what borrower previously paid towards the higher rate debt(s) being consolidated.
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